Earn

Depositing on Size Earn is the simplest way to boost your yield with fixed-rate term premiums.

Deposits earn a variable rate until matched with fixed-rate borrowers, targeting a higher-than-variable rate over longer timeframes.

Collateral Sets

Collateral Sets are the simplest way to start earning competitive rates.

Each Collateral Set specifies which collaterals you're willing to lend against. Rates are managed by a Rate Provider, who maintains competitive fixed rate offers on each lending pair.

To get started, simply choose a Collateral Set, sit back, and start earning premium rates.

Additional Earn Parameters

Offset

An optional Offset may be set by lenders, which is added or subtracted from the reference rates set by the Rate Provider. This may be useful in controlling how competitive your offer is on the order book.

Maximum Tenor

Additionally, users may set a Maximum Tenor (i.e. 180 days) depending on their time preference. This will prevent borrowers from being able to borrow from them for longer than the Maximum Tenor.

Minimum APR

Users may also elect to set a Minimum APR. This may be helpful if the Rate Provider prices rates lower than those at which the user is willing to lend.

Match Rate Providers on Specific Pairs

Alternatively, depositors may specify a Rate Provider for specific collateral(s), or set their own rates themselves.

Additional parameters are supported at the contract level, including minAPY, maxAPY, minTenor, and maxTenor, and offset.